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Javascript is required for this calculator. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues. Javascript is required for this calculator. The mortgage refinance calculator helps sort through the confusion and determine if refinancing your mortgage is a sound financial decision. The mortgage refinance calculator helps sort through the confusion and determine if refinancing your mortgage is a sound financial decision. If you are using Internet Explorer, you may need to select to 'Allow Blocked Content' to view this calculator. If you are using Internet Explorer, you may need to select to 'Allow Blocked Content' to view this calculator. Use the mortgage refinance calculator to sort through a multitude of factors including your current interest rate, the new potential rate, closing costs and how long you plan to stay in your home. JavaScript is required for this calculator. Westerra Credit Union 3700 E. 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